Protect Your Business Vehicles with Commercial Auto Insurance in Portland, Oregon

Whether your company owns a whole fleet of vehicles or just one or two trucks in its name, you need to purchase commercial auto insurance to protect the vehicles you use for completing business operations. Our commercial auto insurance in Portland, Oregon protects your company and employee-owned vehicle from theft, vandalism, and damages caused by fire, accidents, collisions, or storms. Auto coverage requirements will vary from one business to another, so we take time to understand your specific coverage needs and tailor your insurance policy accordingly.

The Need for Commercial Auto Insurance

A single lawsuit resulting from an accident or collision can cost you more. However, commercial auto insurance provides financial protection to safeguard your business vehicles from lawsuits and damage claims. Driving without auto insurance is illegal in some states, forcing you to pay out-of-pocket for injuries that you or your workers may cause to others and their property. Hence, it is recommended to buy commercial auto insurance.

Buying commercial auto insurance is mandated for businesses that:

• Frequently use company-owned and employee-owned vehicles for business operations
• Rent or lease vehicles
• Involve in delivering goods or products

Coverage Options in a Commercial Auto Insurance

Our Portland commercial auto insurance covers:

Bodily Injury Liability
It pays for bodily injury or death resulting from an accident caused by you or your employee. It covers legal expenses if the injured party files a lawsuit against your company.

Property Damage Liability
It covers the cost of damages you cause to another person’s property and other legal expenses if your company is sued for such damages.

Medical Payments
It pays for the medical expenses of your vehicle’s passengers and driver incurred under a covered accident, regardless of who was at fault.

Collision Coverage
It covers damages that were caused to your vehicle after it was involved in a collision.

Comprehensive Physical Damage Coverage
It covers damages to your vehicle resulting from fire, theft, vandalism, flood, and other covered perils.

Are you looking to buy commercial auto insurance near you? Contact our insurance experts today. We will help you find the right auto coverage that suits your needs and budget.