Why Stay-at-Home Parents Need Life Insurance

Reasons Why Stay-at-Home Parents Should Get Life Coverage


It’s a common misconception that parents who stay at home and look after the kids don’t need life insurance in Vancouver, WA. After all, they aren’t earning an income, so there’s no salary for life insurance to replace, right? Not quite. Breadwinners are not just the only people who need coverage – stay-at-home parents are just as valuable and should consider coverage. Here’s why.


  • To replace their labor

Stay-at-home parents are caretakers, tutors, cooks, housekeepers, chauffeurs, and so much more. All of that work comes at a price that you may not necessarily see. If the unthinkable happens and you needed to hire professionals to complete these tasks, you could be looking at hundreds of thousands of dollars. Fortunately, life insurance can step in to help shoulder this cost if the stay-at-home parent was to pass suddenly.


  • To cover funeral expenses

Funerals aren’t cheap – they can run anywhere between $7,000 and $10,000 and higher. Many families want to honor a loved one’s memory, but don’t have the funds to cover all the costs. Life insurance can help to lay your loved one at peace and give them the send off they deserve.


  • To give loved ones peace of mind

Losing a partner or parent before their time is already hard enough without having to worry about amounting bills and funeral bills and other expenses. Life insurance gives peace of mind that finances are protected if the worst should happen.


Life insurance doesn’t have to be difficult. At Action Insurance Group, we work with you to find the right coverage for your needs – whatever your budget. Our life insurance experts are ready to get started. Contact us today for more information.

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