Tag: life insurance
9
Jun
Is Denial the Final Word When It Comes to Life Insurance?
Many people believe that they have no other recourse if they apply for a life insurance policy and are denied. The fact is, in most cases, even if you are denied for one policy, you can still get life insurance. After your life insurance application is denied, you may be more limited in your choices, but coverage is often available
26
Apr
What Should You Know About Life Insurance Coverage?
Understanding what life insurance is and how it works will help you determine what type of policy you need as well as how much coverage will be sufficient. Not everyone will benefit from term life, just like not every person will need $100,000 or more in coverage. The following guide will make things a little easier to understand. What Is
24
Aug
Do You Need More Than One Life Insurance Policy?
Life insurance offers many benefits aside from simply paying your final expenses. Having this policy can help you save money, pay off your home, and set aside money for your children’s future. With all of the benefits that life insurance policies offer, it may be in your best interest to buy more than one policy. Multiple policies increase the overall
22
Jul
A Practical Guide to Life Insurance Medical Exams
If you are considering purchasing life insurance, there are some things to know. First, your provider may request that you undergo a medical examination to show your health status. Your results will determine if you are low risk or high risk and will affect your premium rate. How Does a Life Insurance Medical Exam Work? There are three stages of
10
Sep
When Should I Review My Life Insurance?
When was the last time you reviewed your life insurance coverage? Perhaps you haven’t looked at it since you bought the policy. As a general rule of thumb, it’s good to review annually as well as when big life events occur. When you sit down to review your retirement and savings accounts, emergency fund, and even your family budget, your life