Does Auto Insurance Cover Legal Fees?

When it comes to auto insurance in Vancouver, WA, many of us know the ins and outs of what accidents and damage it does and does not cover. Yet, when it comes to legal fees, we’re not so sure. As a motorist, it’s important to understand your legal coverage. After all, lawsuits are common and can be incredibly expensive. If you need to pay legal fees, your car insurance may be able to help.

Coverage for Legal Fees 

Most drivers have liability insurance, which comes in the form of two coverages:

  • Bodily injury liability coverage
  • Property damage liability coverage 

Bodily injury liability coverage helps to cover the lost wages, medical bills, and additional expenses of anyone injured as a result of the at-fault driver’s actions. It also covers legal fees if the injured party file a lawsuit against the at-fault driver for whatever reason.

Property damage liability coverage works to cover the damages resulting from a covered accident in which you were at fault, as well as the other party’s vehicle and property damage.

Generally, if you are being sued, then your car insurance can step in to help cover the expenses of an attorney.

If you are going to be suing someone, then you will need to hire and pay for your own legal defense. However, if you win the lawsuit, you may be able to collect these legal fees from the at-fault party.

Work with an agency that can secure you the right auto insurance policy. Contact Action Insurance Group who can help you find reliable coverage for the right price.


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