Most homeowners know what their homeowners insurance covers and when they can file a claim. Or do they? Surprisingly few homeowners actually take the time to read through their policy and review it regularly. This results in disappointment and financial hardship when they try to file a claim for something that is not covered in their policy. Take a look
Your Insurance Premium and Your Home’s Location The premium of your home insurance in Vancouver, WA is made up of different factors. Insurers will look at your credit history, construction of your home, coverage you need, and many more variables. When an insurer is determining your insurance rate, they pay particular attention to your home’s location. Here’s why.
Common Renters Insurance Exclusions Renters insurance is designed to cover the belongings in your apartment or condo in case of damage or theft. However, just like any other insurance policy, there are some limits associated with coverage. Every renters insurance will have its limits and its list of exclusions, so it’s important to be aware of both before you
Understand The Increase in Home Insurance Rates You have home insurance in Vancouver, WA but you hope you never have to use it. If it’s coming up to renewal time, you may be taking the time to review your policy and latest offerings. Suddenly, you see that your premium has increased. Confused? Take a look at why your insurance
Winter Driving Hazards Road risks exist all year round, though some are constant and some change with the seasons. In winter, driving can become particularly hazardous. As the nights draw in and the temperatures drop, be sure you understand the dangers of winter driving and how your auto insurance in Vancouver, WA can help. Black Ice Black ice is clear
Three Additional Home Coverages to Consider Your home insurance in Vancouver, WA is meant to cover you when the worst happens. While it does do a good job of this, every policy has its limits. That’s why it’s important to consider securing home insurance endorsements that better protect your house, belongings, and wallet. Here are three endorsements all homeowners should
Disaster-Related Homeowners Insurance While a vast majority of homeowners work to protect their property as best they can from damage, there are some instances that are out of their control. Natural disasters are one of them. Whether it’s storms or fire, there are many dangers that can threaten a home. To better protect your property, understand which disasters are covered
Prepare Your Business for Halloween Night Halloween is right around the corner, and many of us are prepping our costumes and stocking up on candy for trick-or-treaters. While homeowners may be ready, business owners should take note. Those with a commercial building should be cautious around Halloween – for it is the time of mischief and mayhem. Statistically, crime increases
Beat the Competition to Your Next Dream Home Are you ready to buy your dream property? You might be feeling a mixture of emotions from excitement to uncertainty. The home buying process may feel like a large undertaking especially in a competitive market, but here are some tips that can help. Look for homes that need some TLC Move-in ready
Can You Save Money on Car Insurance as a Homeowner? You may have heard some people say that their car insurance is cheaper now that they’re a homeowner. This can be true for some policyholders but not others. One of the best ways to save money on insurance is to bundle policies together. Homeowners most often need home insurance coverage.