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How Will Your Insurance Companies Know If You’ve Been in an Accident?
You are driving on the road, and you are in a collision with another vehicle. Your insurer pays out your car insurance accident claim, and you repair the damages on your car. A few months later, you switch insurers, but the claims paid by your previous insurer is used as a yardstick to raise your premium. How did your new
The Basic Elements that Define a Whole Life Insurance Policy
If you plan on taking care of your family by purchasing a life insurance policy, you need to understand the benefits of life insurance. There are several essential elements of life insurance that make them worth the financial investment. Working with your insurance agent will ensure that you get the policy that is right for you and your family. Additionally,
Can Motorcycle Burn Injuries be Claimed?
Motorcycles are fun and exciting until you get hurt. Not all injuries are caused by accidents, however. A motorcycle exhaust burn can be extremely painful. Passengers who are unfamiliar with how hot the exhaust pipe gets or where it is located on the bike can end up receiving a pretty severe burn. Severe burns require medical attention that can be
Top Ways to Celebrate Thanksgiving Safely on a Smaller Scale This Year
Thanksgiving is a time to give thanks and spend quality time with family over fun and good food. This year, our Thanksgivings may look a little different. With the COVID-19 pandemic still affecting how we gather, the highly celebrated holiday may be the first smaller celebration we’ve experienced in a while. However, that doesn’t mean you can’t have a good
Insurance Tips for First-Time Home Buyers
Walking through the door of your first home is an exciting milestone. However, the steps it takes to get there can be exhausting, from all the inspections, negotiations, and financial paperwork. But before you get excited and get the keys to your new abode, it is essential you consider your homeowners insurance needs. As a first-time home buyer, here is
Try These Exercises at Your Desk
With more and more people working from home, we often find ourselves sitting at our desk from morning to night. Not sure how to separate work and life, we may end up working more hours and sitting with our computers for longer. Pair that with no co-workers to walk to lunch with or physical meetings to attend, we are sitting
Top Homeowners Insurance Myths – Busted!
Most homeowners know what their homeowners insurance covers and when they can file a claim. Or do they? Surprisingly few homeowners actually take the time to read through their policy and review it regularly. This results in disappointment and financial hardship when they try to file a claim for something that is not covered in their policy. Take a look
Should I Have Collision Insurance for An Old Car?
Your car gets you to where you need to be. It may be getting older, but it runs well. It’s reliable, but you’re starting to wonder about its loss of value. If this is the case, you may be tempted to drop collision coverage from your auto insurance policy. As the vehicle ages, does it make sense to keep collision
When Should I Review My Life Insurance?
When was the last time you reviewed your life insurance coverage? Perhaps you haven’t looked at it since you bought the policy. As a general rule of thumb, it’s good to review annually as well as when big life events occur. When you sit down to review your retirement and savings accounts, emergency fund, and even your family budget, your life
Is Life Insurance Through Work Enough?
If you already have life insurance in Vancouver, WA through your employer, you may be tempted to just consider that as your main coverage. However, for most people, an employee’s life policy is not enough to adequately protect their loved ones and assets that they’ve worked hard to protect and achieve. For that reason, you may need more coverage by